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Affordable Dental Care in Madison, WI

Financial Options in Madison, WI

Quality dental care should never be out of reach because of cost. At Madison Lakes Dental, we offer multiple payment and financing options to make treatment accessible and stress-free for every patient. Whether you have insurance, need financing, or prefer to pay out of pocket, our team works with you to find a solution that fits your budget.

Dental Insurance

Madison Lakes Dental works with most major dental insurance plans. Our experienced billing team verifies your benefits before your appointment, explains your coverage in plain language, and files claims on your behalf to maximize your reimbursement. We want you to focus on your health while we handle the paperwork.

If you are unsure whether we accept your specific plan, call our office at 608-274-5510 and our team will be happy to confirm.

CareCredit Financing

For treatment that exceeds your insurance coverage or for patients without insurance, we partner with CareCredit to offer flexible monthly payment plans. CareCredit allows you to start treatment immediately and pay over time with:

  • Promotional financing options with low or no interest for qualifying purchases
  • Extended payment plans for larger treatment investments
  • Easy online application with instant approval decisions
  • A credit line that can be used for future dental needs and other healthcare expenses

Apply for CareCredit at our office or online before your appointment so your financing is ready when you need it.

In-House Dental Membership Plan

No insurance? No problem. Our in-house membership plan is designed specifically for patients without dental insurance who want to maintain their oral health affordably. For a predictable annual fee, members receive:

  • Routine cleanings and exams included
  • Diagnostic X-rays included
  • Discounts on additional treatments including fillings, crowns, and cosmetic procedures
  • No waiting periods, no deductibles, no claim forms
  • Immediate eligibility upon enrollment

Our membership plan makes preventive care simple and affordable while offering meaningful savings on any additional treatment you may need. View full membership plan details.

Online Bill Pay

For your convenience, Madison Lakes Dental offers secure online bill payment. Pay your balance anytime from your computer or phone without needing to call or mail a check.

Pay Your Bill Online

Accepted Payment Methods

We accept the following payment methods for out-of-pocket balances:

  • Cash
  • Personal Checks
  • Credit Cards (Visa, Mastercard, American Express, Discover)
  • CareCredit

Understanding Your Treatment Costs

Before any treatment begins, our team provides a clear breakdown of costs including what your insurance covers and what your out-of-pocket responsibility will be. We never want finances to be a surprise. If you have questions about a treatment estimate, our team is happy to walk you through your options and help you find the most affordable path forward.

We believe in transparency. If a treatment has multiple approaches with different costs, Dr. Ellickson presents all viable options so you can make an informed decision that aligns with both your health goals and your budget.

Questions About Payment?

Our team is here to help you navigate the financial side of dental care with ease. Whether you need help understanding your insurance benefits, want to explore CareCredit, or have questions about our membership plan, do not hesitate to reach out.

Call 608-274-5510 or schedule an appointment to get started with affordable dental care at Madison Lakes Dental in Madison, WI.